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Keywords

Redlining, Disinvestment, Mutual Savings Market, Home Mortgage Disclosure Act of 1975, The Community Reinvestment Act of 1977, New York State Banking Law, Community Groups, Tax Incentives

Abstract

In this Article, current federal and New York State laws and regulations pertaining to redlining and disinvestment are analyzed. In addition, the current problems facing the mutual savings market are discussed and their role in the mortgage market examined. Finally, proposals for future legislation to remedy the problems of redlining and disinvestment are discussed.

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Housing Law Commons

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